Open a mandate in minutes with guided intake that feeds straight into the file.
Purpose-built for UK commercial lending
The operating system for UK commercial finance brokers
Commercial finance broker software for onboarding, AML and KYC, CRM, deal workflow, application packs and reporting. One platform, enquiry to completion.
- 30 minutes
- No slide deck
- No obligation
Deal pipeline
128 active filesEnquiry
Onboarding
Compliance
Application
Completion
- Application
Halcyon Property Group
£2.4m · bridging · Manchester
- Compliance
Northgate Logistics
£5.1m · term loan · Leeds
- Onboarding
Meridian Retail Trust
£890k · asset finance · Bristol
AML / KYC / KYBConsumer Duty evidenceCompanies House dataE-signatureAPI-firstUK hosted
Built for brokerages working to FCA rules and ICO data protection guidance.
What is Xova?
Commercial finance broker software that runs the whole brokerage, not just the contact list.
Who is it for?
UK commercial lending and commercial finance brokerages, from six-broker desks upwards.
What does it do?
Client onboarding, AML, KYC and KYB, CRM, deal workflow, documents, application packs and reporting.
Why it matters
Less admin, fewer systems, and a clean audit trail behind every case you place.
The platform
Nine modules. One continuous flow from first contact to funds.
Commercial finance CRM, broker onboarding, AML and KYC checks, deal workflow, document management and reporting sit in one system, so nothing is lost between the CRM, the compliance file and the lender's pack.
AML, KYC and KYB checks fire at each gate, and the evidence sits on file.
Route every transaction from first contact through to loan documents.
Create, collect and store every document against the deal it belongs to.
Your brand, your clients, live status without a single chase call.
Model your own pipelines across every product you broker.
Assemble a lender-ready pack with a narrative, in one pass.
An API-first platform that fits the rest of your stack.
Pipeline, conversion and compliance risk at a glance.
Want to see this running on your own deals?
Bring a live case and we will map it from enquiry to completion in a configured walkthrough.
- 30 minutes
- No slide deck
- No obligation
How a deal moves
Every deal. Every document. Every stage. Visible and controlled.
- 01
Enquiry
A lead arrives from your site or your team and lands straight in the right product pipeline.
- 02
Onboarding
Guided intake and Companies House data build the client record without any re-keying.
- 03
Compliance
AML, KYC and KYB checks run against the file, with evidence recorded at the gate.
- 04
Application
Documents, narrative and figures come together into a lender-ready pack.
- 05
Completion
Decisions, fees and outcomes close the loop and feed straight into your reporting.
UK hosted
Client data stays in the United Kingdom.
Full audit trail
Every check, document and decision is time stamped.
Built for UK GDPR
Retention, access and consent handled inside the client record.
API first
Connects to the tools your desk already runs on.
9
modules in one platform
1
system of record, sourcing to completion
API
first, so it fits your stack
UK
commercial lending, purpose-built
Broking. Transformed.
“As deal volumes grow and regulation tightens, operational discipline becomes a competitive edge. This is infrastructure for growth, not just software.”
Insights
Notes on running a modern brokerage
Compliance, operations and lending, written for people who run UK commercial finance desks.
Lending
Invoice finance and working capital: when it fits, when it doesn't, and what lenders ask for
Invoice finance solves a specific problem, cash tied up in unpaid invoices, and it isn't the right answer to every working capital gap.
Craig Peterson · 9 September 2026 · 8 min read
Read: Invoice finance and working capital:Lending
Proving a credible exit strategy on bridging and development deals
Short-term lenders underwrite the exit as closely as the asset. A vague sale-or-refinance line is where too many strong deals stall in credit.
Craig Peterson · 9 September 2026 · 8 min read
Read: Proving a credible exit strategyCompliance
Data protection for finance brokers: UK GDPR in day-to-day practice
A practical guide to UK GDPR for commercial finance brokers: lawful basis, retention, sharing data with lenders, subject access requests, and what to do if something goes wrong.
Craig Peterson · 9 September 2026 · 8 min read
Read: Data protection for finance brokers:See your own pipeline running on Xova.
A walkthrough with someone who knows commercial broking. Bring a live deal and we’ll map it end to end.