Insights

Insights for UK commercial finance brokers.Compliance, operations and lending.

Latest · Lending

Craig Peterson · 9 September 2026 · 8 min read

Invoice finance and working capital: when it fits, when it doesn't, and what lenders ask for

Invoice finance solves a specific problem, cash tied up in unpaid invoices, and it isn't the right answer to every working capital gap.

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Compliance

AML, KYC and KYB checks, Consumer Duty requirements and evidence, and vulnerable-customer guidance applied to commercial broking.

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Compliance

Data protection for finance brokers: UK GDPR in day-to-day practice

A practical guide to UK GDPR for commercial finance brokers: lawful basis, retention, sharing data with lenders, subject access requests, and what to do if something goes wrong.

Craig Peterson · 9 September 2026 · 8 min read

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Compliance

Broker fee agreements and disclosure: getting the paperwork right before the work starts

How to structure a broker fee agreement, disclose fees properly, and keep evidence the client understood what they were signing up to before work began.

Craig Peterson · 8 September 2026 · 8 min read

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Compliance

Consumer Duty in commercial broking: what good evidence looks like

Recording the right things at the right moment turns compliance from an end-of-file scramble into a by-product of doing the work.

Craig Peterson · 2 July 2026 · 8 min read

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Compliance

AML checks for commercial finance brokers: what to run, when, and how to evidence it

A practical run-through of anti-money laundering checks for UK commercial finance brokers: what to run, when to run it, and how to keep evidence a lender or the FCA will actually accept.

Craig Peterson · 11 June 2026 · 8 min read

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Compliance

KYC vs KYB: verifying the person and the company behind a commercial deal

KYC verifies the individual, KYB verifies the business behind them. Here's how commercial finance brokers should run both without duplicating effort.

Craig Peterson · 22 April 2026 · 8 min read

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Compliance

FCA Consumer Duty requirements explained for finance brokers

A plain-English breakdown of what the FCA Consumer Duty actually requires from finance brokers, including how it touches purely commercial business.

Craig Peterson · 10 February 2026 · 8 min read

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Compliance

Vulnerable customers: applying FCA guidance in commercial broking

Commercial brokers often assume vulnerability rules are a retail concern. They aren't. Here's how to apply FCA guidance sensibly when the client is a director, not a consumer.

Craig Peterson · 18 November 2025 · 8 min read

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Operations

Onboarding process, Companies House data, document collection and the operating discipline that lets a desk scale.

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Lending

Lender panels, bridging, asset and invoice finance, and where commercial mortgage deals stall.

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